Banks will pay you $200 to $400 to open an account.

You open a checking account, send part of your paycheck there for a month or two, and the bank deposits a bonus. We find the ones you qualify for and tell you exactly what to do.

See what I can earnFree. Six questions.
Direct depositExample year
Your paycheck$2,400.00
TD Bank sign-up bonus+$300.00
Chase sign-up bonus+$400.00
SoFi sign-up bonus+$400.00
Extra this year$1,100

Illustration using offers live today. Your plan depends on your state and paycheck.

Every offer checked against the bank's own terms page

Nothing to buy and no credit card applications

Banks don't pay us. No affiliate links, ever.

Wait, why would a bank pay me?

What's in it for the bank?
Your paycheck. A customer who gets paid into their account is worth far more to a bank over the years than a one-time bonus, the same reason phone carriers pay you to switch.
What's the catch?
A few rules to follow. Some accounts charge a monthly fee unless you meet a minimum, and some take the bonus back if you close too early. We list these for every offer and remind you of the dates.
Will it hurt my credit?
Usually not. Most banks check ChexSystems, a separate banking history report, when you open a checking account rather than your credit report.
Do I need to change jobs or payroll?
No. Most payroll systems let you split your direct deposit, so you send part of a paycheck to the new bank and the rest stays where it is.
Is it taxable?
Yes. Bonuses count as income, and the bank usually sends you a 1099-INT at tax time.
How long does it take?
About ten minutes to open each account online, then a paycheck or two. Most bonuses post within one to three months.

See what you can earn

Based on your state, your paycheck, and the banks you've already used.

Banks you've gotten a bonus from in the last 2 years
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What you'll see

How much you can earn this year and which banks will pay you. Then, if you want it, Autopilot gives you the order, the exact steps, and a reminder before every deadline.

How Autopilot works

  1. Get your order

    We line up which account to open first, timed to your paydays, so no paycheck goes to waste.

  2. Follow the steps

    Exactly what to do at each bank: how much to deposit, what counts as a direct deposit, and by when.

  3. Get reminded

    We email you before each deadline, when the bonus should post, and when it's safe to close the account.

Pricing

Free

$0
  • How much you can earn this year
  • Which banks will pay you
  • Every verified offer, with its terms
See what I can earn